• Consumer Lending Underwriter

    Location US-MD-Upper Marlboro
    Posted Date 1 month ago(12/11/2018 12:29 PM)
    Job ID
    2397
    Schedule
    Multiple shifts are needed to cover the work hours for this position and may be assigned as follows: • Monday – Friday, shifts beginning as early as 7:30 am and ending as late as 8:00 pm EST • Monday, Tuesday, Wednesday and alternating Saturday / Sunday: 9:30 am to 8:00 pm EST with ability to work three out of four days remotely most weeks • Later weekday hours and weekends may be worked remotely • Shift assignments are based upon the needs of the Credit Union which can require overtime
    Min
    USD $42,500.00/Yr.
    Max
    USD $72,500.00/Yr.
  • Overview

    FIND YOUR PURPOSE.  JOIN OUR MISSION

     

    As one of the largest credit unions in the region and top performing in the nation, NASA Federal Credit Union members enjoy banking with an organization that's well established, financially sound and thrives on technology. With a strong heritage to serving the needs of individuals in the science, technology and engineering fields, the credit union philosophy of People Helping People has always been a priority.

     

    We offer a generous benefit package:

    • $47,500- $72,500 / Annually
    • 401(k) match to 5% of earnings – immediate enrollment and 100% vesting
    • Choice of two health plans – 80% employer contribution
    • Dental – 85% employer contribution
    • Life Insurance – no cost
    • Long-term Disability Insurance – no cost
    • Employee Assistance Program – no cost
    • Paid vacation – 2 weeks first year
    • Paid sick time
    • 10 Paid holidays
    • Profit Sharing eligible

     

    WORK SCHEDULE

    Multiple shifts are needed to cover the work hours for this position and may be assigned as follows:

    • Monday – Friday, shifts beginning as early as 7:30 am and ending as late as 8:00 pm EST
    • Monday, Tuesday, Wednesday and alternating Saturday / Sunday: 9:30 am to 8:00 pm EST with ability to work three out of four days remotely most weeks
    • Later weekday hours and weekends may be worked remotely
    • Shift assignments are based upon the needs of the Credit Union which can require overtime

    Responsibilities

    ESSENTIAL DUTIES AND RESPONSIBILITIES

    • Remains cognizant of and adheres to credit union policies and procedures, and regulations pertaining to the Bank Secrecy Act
    • Decisions applications submitted, placing emphasis on response time, quantity of applications processed, and quality of applications approved
    • Obtains credit reports, evaluates credit worthiness and performs credit investigations when necessary
    • Structures approvals to enhance the Consumer Lending portfolio and maximize member relationships
    • Meets or exceeds agreed upon targets for volume, conversion ratios, and other business metrics
    • Interacts with members to verify and update all loan information while identifying the need for other Credit Union products
    • Tests operating systems and updates to core computer programs to detect errors and programming problems, and reports findings/recommendations for adjustments to AVP of Consumer Lending
    • Resolves any complaints in a professional manner and evaluates suggestions for improvement
    • May act as a mentor to Loan Processors and Underwriter Is
    • Researches loans with potential fraud using third-party systems

    Qualifications

    • High school diploma or equivalent
    • Three or more years of consumer lending underwriting experience is required with demonstrated knowledge of standard consumer lending products, policy/procedures and regulations
    • Can work under general supervision

    #CB

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